Car Finance EMI calculator

Option 1) Select your desired car model and desired bank to know the emi and interest amount you pay during the entire loan period. Also don't forget to see the emi chart for various period
Option 2) Select your desired car model and get to know the bank which offer lowest emi, lowest processing charge and lowest documentation fee in India
Option 3) Enter the desired amount (price of your dream car) and desired interest rate of your four wheeler to know the exact emi you have to pay

EMI for the car you want
Suggest the best bank
EMI with rate you wish
You can change the price as per your requirement.
You can change the down payment as per your requirement.
EMI in Advance EMI in Arrears
Ex-showroom Price of Ashok Leyland Stile : ₹ 7,99,000
Loan Amount : ₹ 6,79,150
Down Payment : ₹ 1,19,850

Document Charges :
Processing Fee : ₹ 8,150
MonthsEMIChart
12₹ 60,143View Chart
24₹ 32,087View Chart
36₹ 22,791View Chart
48₹ 18,184View Chart
60₹ 15,453View Chart
72₹ 13,660View Chart
84₹ 12,401View Chart
Total Interest Amount is ₹ 42,563 for the loan amount of ₹ 6,79,150
EMI NumberEMI MonthEMI AmountInterest AmountPrincipal ReductionBalance Due
1Dec-2024₹ 60,143₹ 6,964₹ 53,179₹ 5,65,828
2Jan-2025₹ 60,143₹ 6,366₹ 53,777₹ 5,12,051
3Feb-2025₹ 60,143₹ 5,761₹ 54,382₹ 4,57,669
4Mar-2025₹ 60,143₹ 5,149₹ 54,994₹ 4,02,675
5Apr-2025₹ 60,143₹ 4,530₹ 55,613₹ 3,47,062
6May-2025₹ 60,143₹ 3,904₹ 56,239₹ 2,90,823
7Jun-2025₹ 60,143₹ 3,272₹ 56,871₹ 2,33,952
8Jul-2025₹ 60,143₹ 2,632₹ 57,511₹ 1,76,441
9Aug-2025₹ 60,143₹ 1,985₹ 58,158₹ 1,18,283
10Sep-2025₹ 60,143₹ 1,331₹ 58,812₹ 59,471
11Oct-2025₹ 60,143₹ 669₹ 59,4740
EMI in Advance EMI in Arrears
EMI in Advance EMI in Arrears

Usually, with the aid of EMI calculator, provided by other automobile sites you can able to get only the EMI to be paid, on choosing the loan amount and the interest rate. But, Vicky. in proves to be unique among other sites, via. the provision of information in a clear manner, that help the users to get quicker car loan approval for the car you desire from the bank that offers lower interest rate

EMI schedule for the car you want :

Vicky. in provides an additional option for selecting the bank, along with the options for choosing make name, model and the variant. Since each bank fixes its own interest rate, you can able to view the full details about EMI payment to be paid for each bank along with processing fee and documentation charges.

Suggesting the Best Bank:

Loan will be provided on ex-showroom price only not on the on-road price. Down payment (contribution by the customer) is mandatory and it would be between 15%-25% of the ex-showroom price. You should look at the bank which demands lesser down payment, if you are in need of cash. Also, the bank which offers you the affordable interest rate, lower processing charge and lower documentation charges is better. At Vicky.in we show you the best bank considering all these parameters. Just select the desired car model and get to know the best bank.

You can also view the EMI payment schedule at the interest rate that you desire and for the car model that you choose.

Also See

* Usually the margin on car loans would 15% to 25% which means banks will offer loan only up to 75% to 85% of ex-showroom price of the car. For calculation purpose we have considered the margin as 15%. Do note that loan will be offered only on ex-showroom price of the vehicle not on the on-road price (insurance, road tax, accessories, handling, extended warranty and other misc charged have to be taken care by the customer)

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