Bike Finance EMI calculator

Option 1) Select your desired bike model and desired bank to know the emi and interest amount you pay during the entire loan period. Also don't forget to see the emi chart for various period
Option 2) Select your desired motorcycle model and get to know the bank which offer lowest emi, lowest processing charge and lowest documentation fee in India
Option 3) Enter the desired amount (price of your dream two wheeler) and desired interest rate of your bike to know the exact emi you have to pay

EMI for the bike you want
Suggest the best bank
EMI with rate you wish
You can change the price as per your requirement.
You can change the down payment as per your requirement.
EMI in Advance EMI in Arrears
Ex-showroom Price of Aprilia Caponord 1200 : ₹ 18,05,000
Loan Amount : ₹ 15,34,250
Down Payment : ₹ 2,70,750

Document Charges :
Processing Fee :
MonthsEMIChart
12₹ 1,33,979View Chart
24₹ 70,438View Chart
36₹ 49,333View Chart
48₹ 38,836View Chart
60₹ 32,582View Chart
72₹ 28,449View Chart
84₹ 25,529View Chart

Most likely permissible loan tenure for two wheelers under 2 lakhs is 3 years only. Period mentioned in blue and red won't eligible for two wheeler loans with most banks/NBFCs

Total Interest Amount is ₹ 73,501 for the loan amount of ₹ 15,34,250
EMI NumberEMI MonthEMI AmountInterest AmountPrincipal ReductionBalance Due
1Dec-2024₹ 1,33,979₹ 12,077₹ 1,21,902₹ 12,78,369
2Jan-2025₹ 1,33,979₹ 11,026₹ 1,22,953₹ 11,55,416
3Feb-2025₹ 1,33,979₹ 9,965₹ 1,24,014₹ 10,31,402
4Mar-2025₹ 1,33,979₹ 8,896₹ 1,25,083₹ 9,06,319
5Apr-2025₹ 1,33,979₹ 7,817₹ 1,26,162₹ 7,80,157
6May-2025₹ 1,33,979₹ 6,729₹ 1,27,250₹ 6,52,907
7Jun-2025₹ 1,33,979₹ 5,631₹ 1,28,348₹ 5,24,559
8Jul-2025₹ 1,33,979₹ 4,524₹ 1,29,455₹ 3,95,104
9Aug-2025₹ 1,33,979₹ 3,408₹ 1,30,571₹ 2,64,533
10Sep-2025₹ 1,33,979₹ 2,282₹ 1,31,697₹ 1,32,836
11Oct-2025₹ 1,33,979₹ 1,146₹ 1,32,8330
EMI in Advance EMI in Arrears
EMI in Advance EMI in Arrears

Usually, with the aid of EMI calculator, provided by the other automobile sites you can able to get only the EMI to be paid, on choosing the loan amount and the interest rate. But, Vicky. in proves to be unique among other sites, via. the provision of information in a clear manner, that help the users to get quicker bike loan approval for the bike you desire from the bank that offers lower interest rate.

EMI schedule for the bike you want :

Vicky. in provides an additional option for selecting the bank, along with the options for choosing make name, model and the variant. Since each bank fixes its own interest rate, you can able to view the full details about EMI payment to be paid for each bank along with processing fee and documentation charges.

Suggesting the Best Bank:

Loan will be provided on ex-showroom price only not on the on-road price. Down payment (contribution by the customer) is mandatory and it would be between 15%-25% of the ex-showroom price. You should look at the bank which demands lesser down payment, if you are in need of cash. Also, the bank which offers you the affordable interest rate, lower processing charge and lower documentation charges is better. At Vicky.in we show you the best bank considering all these parameters. Just select the desired bike model and get to know the best bank.

You can also view the EMI payment schedule at the interest rate that you desire and for the bike model that you choose.

Also See

* Usually the margin on bike loans would 15% to 25% which means banks will offer loan only up to 75% to 85% of ex-showroom price of the bike. For calculation purpose we have considered the margin as 15%. Do note that loan will be offered only on ex-showroom price of the vehicle not on the on-road price (insurance, road tax, accessories, handling, extended warranty and other misc charged have to be taken care by the customer)

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